The Discover Motiva Card is a credit card the pays you back for paying your balance on time and when it’s due.

The Motiva Card will give cardholders a cash bonus if you pay your bills for six consecutive months. The bonus you receive will be equal to the finance charges the following month after six consecutive of on time monthly payments. This is obviously only useful if you are making minimum payments for the most part. Let’s look at some additional features for this card:

Pay-On-Time Bonus -So essentially twice a year (every six months after you’ve been paying on time), you can earn a pay-on-time bonus and get back two months of finance charges.

Rewards Bonus – You can get a 5-20% discount when you use Discover’s Online Store to purchase goods.